Excellent loans facilities from UBI

UBI is India based bank commercial bank. The bank gives of services adding personal banking, commercial banking, NRI banking, electronic banking and investment services. The bank offers deposits, loans, retail loans, commercial loans, card services and monthly plan and distributes insurance and mutual fund products to its customers. The bank has its operation in Abu Dhabi, Hong Kong, India and Shanghai. The bank offers its services through a network of 2,361 branches/extension counters and 1146 networked ATM. Union bank is a public sector unit with 55.43 percent share Capital held by the Government of India. The bank is headquartered at Mumbai, India. As I have mentioned above this is a public sector bank, even then it works very naturally and fantastic performance. It has also same value in the market for providing easy loan to their customers such as home loans, car loans, education loans etc. If you want to complete your higher education but money is becoming problem, then you can take help of UBI bank and keep on continuing your study.

If person takes loans up to Rs. 4, 4 to 7.5, above 7.5 lac then he will have to pay 11.75, 12.50, 12.00 percent fixed respectively. UBI home loan is given to customer with triple insurance benefit and flexible remittance options. Any Indian citizen who is 21 years old or above with a steady income can apply for the home loan. The maximum repayment period is within 20 years, which should not be exceeded. In case of repayment, no penalty is charged. Besides, the interest is calculated on reducing balance method. The maximum amount can be taken from this bank is ten lac, applicable for A class cities, where as from other cities; maximum loan could be up to 50 lac. This bank is providing car loan service. It is extended to purchase a new car, two wheeler, or a second hand vehicle. In order to apply for the same, the customer should present the guarantor. In case of unmarried person, a third party guarantor and for those married, guarantee of the spouse would do the needful. If you are taking loan for car above two lac, then processing fee on car would be 1000, loan up to two lac then fees could be 500 and for two wheeler fees would be 250.

Government Bank in India

1. Allahabad Bank
2. Andhra Bank
3. Bank of Baroda
4. Bank of India
5. Bank of Maharashtra
6. Canara Bank
7. Central Bank of India
8. Corporation Bank
9. Dena Bank
10. Indian Bank
11. Indian Overseas Bank
12. Oriental Bank of Commerce
13. Punjab and Sind Bank
14. Punjab National Bank
15. Syndicate Bank
16. UCO Bank
17. Union Bank of India
18. United Bank of India
19. Vijaya Bank