Apply Loans In India


Easy procedure to get loan from Dhanalakshmi Bank


By name you might be understood that from this bank only money’s rain would have been happened. It is true, but for those customers who are really trusts this bank. As we expect from any bank that it will give good customer satisfaction, good and fast service and many thing. It is on the same direction. It is India’s based private sector bank, and joined with Bank of New York to offer online remittance services from the United State to India. Through survey the full size of remittance market from the United State to India stands at $fifteen billion a year.


The bank is focusing on NRI banking segment. The online service will enable all, not just Dhanlaxmi Bank customers, to transfer funds online from the United State to India. As all bank provides loan for those who want to make their home and career, but facing the problem of money then this bank is also can help you on small rate of interest as, if you are planning to take education loan then first student should be Nationality of India and taking money for studying in India. Age should be more than 18 years, student should pass the qualifying examination for securing the admission.


Details of loan fees payable to the school, collage or hostel, examination and library fee, purchasing equipments, book, uniforms of instruments. Every different course has different loan policy and rate of interest such as if you have applied for engineering then you can get 50 thousand to 3 lac for ten years, if you want to complete your study from computer then loan amount could be 50000 – 200000 for 8 years 6 months. As a security if you are taking loan up to 400000 lac then there is no any security required and more than 400000 if you are taking then there should be guarantee of 3rd party, approved shares, NSC, bank deposit. Documents Required Xerox copy of all the last exam certificates.


Certificate from university or college which proves that student is continue in the study or not. Home loans rates here could be 9% for loans till 5years, ten percent for five-ten years and 10.50% for more than ten years. The rates will fixed for next 3 years with an annual. For home loan min amount is 1500000 and max 20000000 and maximum timing will be 20 years.


Private Bank in India

  1. Axis Bank
  2. Bank of Rajasthan
  3. Catholic Syrian Bank
  4. City Union Bank
  5. Development Credit Bank
  6. Dhanalakshmi Bank
  7. Federal Bank
  8. HDFC Bank
  9. ICICI Bank
  10. IDBI Bank Ltd
  11. IndusInd Bank
  12. ING Vysya Bank
  13. Jammu & Kashmir Bank
  14. Karnataka Bank
  15. Karur Vysya Bank
  16. Kotak Mahindra Bank
  17. Laxmi Vilas Bank
  18. Nainital Bank Ltd
  19. Ratnagar Bank
  20. SBI Commercial and International Bank
  21. South Indian Bank Ltd
  22. Tamil Nadu Mercantile Bank
  23. Yes Bank