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Pay less interest rate for home loan


DCB offers home loans below 8%. It launches home loans at 7.95% p.a This rate is limited to coincide with the festival season. Among the most challenging home loan rates in the market, 7.5% p.a is the fixed rate for the first year and thereafter from the second year onwards a floating rate will be applicable. It is pertinent to mention that DCB home loan rate of 7.95% is applicable for loans up to Rs. 5 crore. Development Credit Bank is a seventy seven years old bank which was situated itself on the platform of trust, oneness and tradition. During India’s economic liberalization the bank was convert into standard commercial bank. This was the only cooperative bank which crossed over such challenge.


It is one of the emerging private sector banks which have over thirty thousand ATM centers and over eighty branches in ten states and union territories. This bank has serious staff of over 1800 and may expand in future. Recently the bank has developed value added services and aims to be one of the profitable and the country’s most preferred bank. It initiated the best in class products for specific market in specific location. Under the able management of efficient directors, and the leadership of dynamic senior management and dedicated staff. The banks main motto is to provide golden standards of customer service in banking sector.


Education loans for students Eligibility Criteria Age should be between 23 to 58 for salaried individuals and 23 to 65 at loan maturity for self employed individuals. Annual income should 100000, rate of interest will be 19 – 25%. Loan processing charges 2.50%. Document requirement Pay slip for the last two months, for salaried individual. Income tax returns for the last two assessment years for self employed, proof of employment, proof of age. Identification documents like passport, driving licence, pan car, qualification certificate for self employed professional.


The key differentiator of DCB with other banks is that it has initiated quality programs targeting training to its staff and has become the lifeblood of DCB. Development Credit Bank is just mini financial market it offers different range of products to its customers. Basic products like the saving account and currents accounts and also innovative products like DCB trio and easy business schemes are unique products which are the leading the success. The product offering is complete with Demat account, LIC, mutual funds and Bonds.


Private Bank in India

  1. Axis Bank
  2. Bank of Rajasthan
  3. Catholic Syrian Bank
  4. City Union Bank
  5. Development Credit Bank
  6. Dhanalakshmi Bank
  7. Federal Bank
  8. HDFC Bank
  9. ICICI Bank
  10. IDBI Bank Ltd
  11. IndusInd Bank
  12. ING Vysya Bank
  13. Jammu & Kashmir Bank
  14. Karnataka Bank
  15. Karur Vysya Bank
  16. Kotak Mahindra Bank
  17. Laxmi Vilas Bank
  18. Nainital Bank Ltd
  19. Ratnagar Bank
  20. SBI Commercial and International Bank
  21. South Indian Bank Ltd
  22. Tamil Nadu Mercantile Bank
  23. Yes Bank